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About seven years ago, my first blog, Real Estate Answered, was blacklisted by Google. Once upon a time, Google didn’t penalize people for making mistakes.

So, surprise, surprise, people try to game the system.

Courts have certainly been willing to hold that a contract exists before a written contract has been finalized. But I’d still use as the date for a written contract the date it was signed.

It’s likely that the written contract addresses many more issues than were covered by the oral agreement, making the written contract different from the oral agreement.

In other words, an insurance policy cannot be incepted until premium payment is received by the insurer(s).

This means, of course, that insurers will not guarantee any commitment to insurance cover, nor can coverage be confirmed until the relevant insurers receive all related premium payments from the insured.

No, it’s nothing major, but it grows with every new post you publish, and you can see Google becoming a major source of traffic for you in the future. Poof, every single post and page of your blog disappears from Google. I had also started selling text links on my site – another big no-no. I thought everything I was doing was totally legitimate. If a bunch of people are linking to one of your posts with “funny fart jokes” as the anchor text, for example, there’s a good chance the post is about funny fart jokes.

The URMIA International Committee wanted to make sure you were aware of an emerging issue: "cash before cover," as well as "backdating." Many countries (please see table below) have cash before cover requirements.They build links using some of the disreputable techniques above, and they use the terms they want to rank for as the anchor text, hoping it’ll increase their chances of getting ranked. Not everyone is going to use the exact same anchor text when they link to you.Some of the links you get might have a shorter anchor text like “jokes,” related phrases like “made me laugh,” or even just a plain URL with no anchor text at all.In the jurisdictions involved, premiums must thus be paid for renewal the policy expiration date.These countries may also restrict backdating of coverage prior to receipt of the premium or inception date, whichever the later.

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